Listings lack investment context
Price and photos do not reveal true cash required, after-tax return, planning constraints or downside risk.
THE UK PROPERTY DECISION PLATFORM
BoaTenure brings fragmented UK property intelligence into one explainable workflow, from finding an opportunity to deciding whether it is genuinely tenable.
THE GAP
A listing starts the process, but it does not answer the investment question. The evidence needed to decide is spread across portals, spreadsheets, public datasets, policy updates and legal documents.
Price and photos do not reveal true cash required, after-tax return, planning constraints or downside risk.
A spreadsheet can calculate an input, but it rarely verifies the rent, area, EPC, comparables or policy assumptions behind it.
Location restrictions, regulation and auction-pack obligations are often discovered after time and professional fees have already been committed.
Scores without sources or visible assumptions are difficult to trust, compare, share or defend to an investor, client or partner.
BoaTenure closes the gap by keeping the opportunity, assumptions, evidence and decision together throughout the workflow.
WHY NOW
CASE STUDY · STEP 1
Pasting the live Rightmove link brings the listing evidence into BoaTenure first: asking price, address, tenure, stated condition, 23 photographs, floorplan and 76 m² floor area. A £20,000 works budget and £1,150 rent assumption then produce an 80/100 first-pass rental signal.
Users can inspect the property and its condition without rebuilding the listing in a spreadsheet.
80/100 · 9.86% yield · £374/month pre-tax cash flow
The assumptions remain editable and the BRRR choice carries into full underwriting.
CASE STUDY · STEP 2
The imported deal opens with bridging finance, refurbishment, a £190,000 modelled after-works value and refinance already connected. BoaTenure recalculates the cash left in, ongoing mortgage payment, after-tax cash flow, ROI and payback period against the real property.
DECISION: What remains invested after refinance, and what does it earn?
This is where a headline yield becomes an inspectable investment case. Purchase costs, refurbishment, bridge costs, refinance and operating assumptions are visible rather than hidden behind the score.
CASE STUDY · STEPS 3 + 4
The model does not stop at property-level profit. It compares money retained under personal and company ownership, then models how capital, bridge costs and annual income are divided between joint-venture partners.
DECISION: What reaches the investor after tax?
Section 24, income tax, corporation tax and dividend tax are shown side by side, with the running cost of a company called out before a recommendation is made.
DECISION: Is the return fair for each source of capital and work?
Contribution, profit split, investor tax bands, bridge repayment and preferred returns feed a transparent waterfall for each partner.
CASE STUDY · STEP 5
M9 4HY unlocks local prices, yield, demand, transport, schools, risk, planning and heat-map views. The postcode evidence stays attached to the imported listing rather than living in a separate research document.
DECISION: Does the £190,000 after-works value have local support?
The same deal displays 58 recent sales, a £166,250 local median, an 8.2% area yield and the evidence window behind the figures. Seven connected views carry the research beyond a single headline.
DECISION: What could affect compliance, insurance or resale?
EPC, crime and flood evidence are translated into implications for compliance, insurance, mortgageability and resale rather than left as disconnected data points.
DECISION: Is the proposed value-creation strategy feasible here?
Conservation status, Article 4 directions and nearby planning activity help test whether an extension, conversion or HMO strategy is plausible before it enters the forecast.
CASE STUDY · STEP 6
BoaTenure monitors relevant government updates, filters them by strategy and property type, and surfaces the practical implication inside the analysis. The aim is not a news feed. It is earlier awareness of costs, compliance work and operating assumptions that may need to change.
CASE STUDY · STEP 7
The base case is not the decision. BoaTenure tests what happens when the assumptions move and whether planned works genuinely improve the investment case.
DECISION: Does the deal remain acceptable when rates, rents, voids or growth move?
Compare best, base and worst cases, then test sensitivity, Monte Carlo ranges and year-by-year projections.
DECISION: Does the physical opportunity justify the cost?
The floorplan itself suggests a loft conversion or a more open ground floor, with a redesigned layout drawn to scale. It also flags what it cannot answer: real garden depth and boundaries, which is exactly what Plot & Land Size resolves below.
RENOVATION INTELLIGENCE, IN DETAIL
Two further tools feed the same refurb budget: a photo-based Condition Survey that reads what the property actually needs, and a satellite-measured Plot & Land Size check for whatever a floorplan cannot show.
DECISION: What does this property actually need before it is lettable or mortgageable?
Photos picked straight from the imported listing are read room by room. Every finding cites its source photo, a Property Reality Check corrects anything a photo cannot show, and each suggested work is costed and ready to apply to the refurb budget.
DECISION: Is there room for a driveway or extension, and is it worth it?
HM Land Registry's own title boundaries sit under the map, so a traced extension produces a genuine square-metre figure. UK permitted development limits, a regional cost range and a value-uplift estimate appear together, ready to apply to the refurb budget.
The listing was live when captured; availability and portal details can change. The £20,000 works budget, £190,000 after-works value and £1,150 rent are modelling assumptions, not seller claims or a promise that the property should be purchased. BoaTenure keeps those assumptions separate from imported evidence so they can be challenged, shared and revised.
HOW THE INTELLIGENCE WORKS
BoaTenure separates calculation, evidence and assistance so each can do the job it is best suited to, while showing the user where an answer came from.
Tax, finance, cash flow and strategy engines use visible inputs and consistent rules. AI does not invent the core financial result.
Official, open and commercial data supplies comparables, rent, EPC, planning, transport, schools, demographics, crime, flood and policy context.
The AI assistant can use live internal tools, understand the active deal and explain figures, risks and terminology in plain English.
Optional explanations, benchmarks and guided tours help less-experienced users understand both the output and the investment concept behind it.
HM Land Registry · EPC Open Data · ONS · GOV.UK · VOA/HMRC · Police.uk · Environment Agency · Planning Data · Companies House · Postcodes.io · NaPTAN · national schools data
PAGE-AWARE ASSISTANCE
Ask AI opens inside the working product and adapts to the screen in front of the user. The question starts with the current deal, search, calculation or report, so the answer can explain what the user is actually deciding.
In this live BRRR calculator example, Ask AI identifies the active calculator and offers questions about the figures on screen. It can then explain the result, challenge an assumption or show which input is driving the outcome.
When more evidence is needed: the assistant can use BoaTenure's internal tools for rent, local data, planning, council tax and related checks, rather than relying on a detached general answer.
Ask about strategy, cash required, refinance, cash flow, tax treatment and the assumptions behind the result.
Use the current buy box, search criteria or selected opportunity as the starting point for the conversation.
Read the current inputs, computed results and stress tests, then identify the levers changing the answer.
Discuss report status, confidence, priority findings and revised financial metrics without replacing legal advice.
Work from saved deals, deal counts and pipeline stages to turn a collection of records into a clearer next action.
Use the linked property, active planning view and selected works totals when discussing scope and budget.
BoaTenure calculates and sources. Ask AI explains and interrogates. The deterministic model remains the source of the financial result, evidence stays attributable, and the assistant remains decision support rather than financial, tax or legal advice.
DISCOVERY + DUE DILIGENCE
Deal Feed turns property discovery into a repeatable acquisition workflow. It finds, filters and ranks potential matches before deeper analysis. ClauseCheck then becomes relevant when an auction opportunity carries a legal pack.
01 / BEFORE ANALYSIS · DEAL FEED
Set the investment criteria once. BoaTenure scans live opportunities from Rightmove, OnTheMarket and Auction House UK, applies the selected strategy and brings the strongest matches into one working feed.
What changes: the investor starts with opportunities that have already been screened for fit, rather than opening dozens of listings and rebuilding the same spreadsheet each time.
Choose areas, radius, budget, bedrooms, property types and a BTL, BRRR, flip or HMO strategy.
Yield · cash flow · profit · ROISave the criteria as a watch for daily scans and email alerts, with source freshness visible in the feed.
New listings · reductions · availabilityRank by deal score, price, recency, BMV or profit and inspect the signals behind each opportunity.
Yield · cash flow · stress · local compsOpen a Quick Verdict, launch the full analysis, add notes, dismiss noise or promote the listing to the pipeline.
One listing · one connected recordScreen it quickly, model it fully, save it for follow-up or route an auction listing into ClauseCheck.
02 / IF AUCTION · CLAUSECHECK
Wembury Street is a standard listing, so ClauseCheck is not part of that case study. For an auction opportunity, it is the conditional next gate: upload the legal pack and test whether title, lease, searches, special conditions or missing documents change the decision before bidding.
13 SPECIALIST CALCULATORS
A generic yield calculator cannot model every property strategy honestly. BoaTenure gives each structure the inputs, rules and decision metrics it actually needs, while keeping shared tax and finance logic consistent.
SDLT and Welsh LTT, including additional-property, company, first-time buyer and non-resident treatment.
BRRR, HMO, serviced accommodation, supported living and social housing models.
Short lease, title split, block of flats and commercial-to-residential structures.
Rent-to-Rent, lease options and assisted-sale decision modelling.
COMMERCIAL ARCHITECTURE
The model combines low-friction product discovery with recurring subscription value, transaction revenue and future integration opportunities.
Unlimited Quick Analyser checks, three full analyses and three Ask AI questions each day let users experience repeat value before committing.
Build trust and product habitThe seven-day trial requires a card. Cancel before it ends to avoid a charge, or continue into unlimited full analyses, Ask AI, renovation and condition-survey usage, plus unlimited saved deals.
Introductory price, expected to rise as capability growsOne free account check, followed by £39 reports or £29 for Pro users.
Monetise high-value due diligenceTiered API access and embedded workflows create routes into professional and partner ecosystems.
Extend distribution and utilityThe current Pro rate is deliberately labelled as introductory rather than permanent. Early paid use can validate which connected workflows create the strongest habit and willingness to pay, while leaving room for pricing to evolve as the product adds capability.
PARTNERSHIP MODELS
BoaTenure sits between finding a property and committing money. A partner can strengthen that journey with data, distribution or specialist services. BoaTenure makes that contribution useful at the moment the investor needs it.
The partnership case: combine a partner's reach or capability with BoaTenure's qualification, analysis and decision context.
Valuation, lending, risk, planning or market data can appear inside the relevant property decision instead of sitting in a separate portal.
Auction houses, sourcing businesses and investor communities can connect opportunities to a structured analysis and due-diligence journey.
Brokers, solicitors, surveyors and refurbishment specialists can be introduced when the deal reveals a specific finance, legal or delivery requirement.
Property, finance and workflow platforms can explore API integrations around enriched market data, analysis and evidence-backed reporting.
WHAT THIS COULD LOOK LIKE
PARTNERSHIP OPPORTUNITY
These are partnership routes BoaTenure is open to exploring, not claims of existing integrations or commercial agreements.
WHO IT HELPS
Understand the real cash, tax, location and downside position before committing capital.
Move from discovery to a structured, evidence-backed opportunity that a client can inspect.
Use visible assumptions, local intelligence and reports to support professional judgement, not replace it.
Integrate data, services or distribution into a platform spanning acquisition through due diligence.
IN DEVELOPMENT
The core platform is deployed. The immediate focus is commercial validation, distribution, strategic partnerships and disciplined product growth.
Portfolio-level performance, mortgages, capital and investor records.
A fuller commercial workflow building on existing rates and conversion intelligence.
Open the live web application directly or scan the code from a presentation, printed document or another screen.